{"id":90215,"date":"2021-01-11T13:08:52","date_gmt":"2021-01-11T13:08:52","guid":{"rendered":"https:\/\/feedzai.com\/?post_type=resource&#038;p=90215"},"modified":"2023-01-18T14:47:55","modified_gmt":"2023-01-18T14:47:55","slug":"how-to-guide-ato","status":"publish","type":"resource","link":"https:\/\/feedzai.com\/resource\/how-to-guide-ato\/","title":{"rendered":"Account Takeover Fraud: Becoming Preventative vs. Reactionary"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row row_height_percent=&#8221;0&#8243; back_color=&#8221;color-178680&#8243; overlay_alpha=&#8221;50&#8243; gutter_size=&#8221;3&#8243; column_width_percent=&#8221;100&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; uncode_shortcode_id=&#8221;176005&#8243; back_color_type=&#8221;uncode-palette&#8221;][vc_column width=&#8221;1\/1&#8243;][vc_row_inner][vc_column_inner column_width_percent=&#8221;100&#8243; position_vertical=&#8221;middle&#8221; gutter_size=&#8221;2&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/2&#8243;][vc_custom_heading text_color=&#8221;color-142326&#8243; heading_semantic=&#8221;h6&#8243; text_size=&#8221;fontsize-554605&#8243; text_weight=&#8221;600&#8243; uncode_shortcode_id=&#8221;164824&#8243; text_color_type=&#8221;uncode-palette&#8221;]Solution Guide[\/vc_custom_heading][vc_custom_heading text_color=&#8221;color-853579&#8243; heading_semantic=&#8221;h1&#8243; text_weight=&#8221;700&#8243; uncode_shortcode_id=&#8221;715810&#8243; text_color_type=&#8221;uncode-palette&#8221;]Account Takeover Fraud: Becoming Preventative vs. Reactionary[\/vc_custom_heading][vc_button button_color=&#8221;color-142326&#8243; size=&#8221;btn-lg&#8221; radius=&#8221;btn-circle&#8221; custom_typo=&#8221;yes&#8221; font_family=&#8221;font-103588&#8243; font_weight=&#8221;700&#8243; border_width=&#8221;0&#8243; link=&#8221;url:%2Faptopees%2F2022%2F03%2FFeedzai_Early-Risk-Detection-for-ATO.pdf|target:_blank&#8221; button_color_type=&#8221;uncode-palette&#8221; uncode_shortcode_id=&#8221;134127&#8243;]Download the Guide[\/vc_button][\/vc_column_inner][vc_column_inner column_width_percent=&#8221;100&#8243; position_vertical=&#8221;middle&#8221; gutter_size=&#8221;3&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/2&#8243; uncode_shortcode_id=&#8221;107692&#8243;][vc_single_image media=&#8221;104443&#8243; media_width_percent=&#8221;100&#8243; uncode_shortcode_id=&#8221;129802&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row row_height_percent=&#8221;0&#8243; overlay_alpha=&#8221;50&#8243; gutter_size=&#8221;3&#8243; column_width_percent=&#8221;100&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; uncode_shortcode_id=&#8221;175694&#8243;][vc_column width=&#8221;2\/12&#8243;][\/vc_column][vc_column column_width_percent=&#8221;100&#8243; gutter_size=&#8221;3&#8243; overlay_alpha=&#8221;50&#8243; border_style=&#8221;solid&#8221; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;8\/12&#8243; css=&#8221;.vc_custom_1631282865985{padding-top: 40px !important;padding-right: 30px !important;padding-bottom: 45px !important;padding-left: 30px !important;}&#8221; uncode_shortcode_id=&#8221;730563&#8243;][vc_column_text uncode_shortcode_id=&#8221;214250&#8243;]<span style=\"font-weight: 400;\">Account takeover (ATO) fraud attacks used to be about bad actors using stolen credentials to take over a victim\u2019s bank account. But this type of fraud is becoming automed with the use of malware. These attack techniques and technologies make ATO attacks significantly more effective as a result, enabling bad actors to monetize identity theft through ATO fraud at scale.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Banks need a way to keep pace given how easily bad actors can access breached records or utilize credential-stealing malware like remote access trojans or remote access tools (RATs). The best option is to stop reacting to an ATO attack and start preventing it instead.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Download our solution guide to learn:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Why the cost of ATO attacks has increased in recent years;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">How bad actors use malware like RATs to hijack customers\u2019 banking sessions;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">How early risk detection enables banks to spot and stop fraud before a transaction occurs<\/span><\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_button button_color=&#8221;color-142326&#8243; size=&#8221;btn-lg&#8221; radius=&#8221;btn-circle&#8221; custom_typo=&#8221;yes&#8221; font_family=&#8221;font-103588&#8243; font_weight=&#8221;700&#8243; border_width=&#8221;0&#8243; link=&#8221;url:%2Faptopees%2F2022%2F03%2FFeedzai_Early-Risk-Detection-for-ATO.pdf|target:_blank&#8221; button_color_type=&#8221;uncode-palette&#8221; uncode_shortcode_id=&#8221;107258&#8243;]Download the Guide[\/vc_button][\/vc_column][vc_column width=&#8221;2\/12&#8243;][\/vc_column][\/vc_row][vc_row row_height_percent=&#8221;0&#8243; overlay_alpha=&#8221;50&#8243; gutter_size=&#8221;3&#8243; column_width_percent=&#8221;100&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; uncode_shortcode_id=&#8221;768533&#8243;][vc_column width=&#8221;1\/1&#8243;][vc_row_inner][vc_column_inner width=&#8221;1\/1&#8243;][vc_separator sep_color=&#8221;color-gyho&#8221;][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner width=&#8221;1\/1&#8243;][vc_custom_heading text_color=&#8221;color-142326&#8243; text_size=&#8221;h3&#8243; text_weight=&#8221;700&#8243;]Related Resources[\/vc_custom_heading][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner 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href=\"\/resource_type\/solution-guide\">Solution Guide<\/a><\/p>\n","protected":false},"featured_media":104422,"template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[],"tags":[],"resource_type":[154],"acf":[],"yoast_head":"\n<title>Early Risk Detection for Account Takeover Prevention | Feedzai<\/title>\n<meta name=\"description\" content=\"Understand how financial institutions can detect account takeover (ATO) attacks (i.e. phishing) with preventative fraud strategies.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/feedzai.com\/resource\/how-to-guide-ato\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"ATO Fraud: Becoming Preventative vs. Reactionary | Feedzai\" \/>\n<meta property=\"og:description\" content=\"Download our 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